{"id":51584,"date":"2022-08-02T13:30:06","date_gmt":"2022-08-02T13:30:06","guid":{"rendered":"https:\/\/blog.coinmuhendisi.com\/?p=51584"},"modified":"2022-08-02T13:30:06","modified_gmt":"2022-08-02T13:30:06","slug":"tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence","status":"publish","type":"post","link":"https:\/\/coinmuhendisi.com\/blog\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\/","title":{"rendered":"TSB\/Obal\u0131: Varl\u0131k de\u011ferleri artarken, sigorta en \u00f6nemli g\u00fcvence"},"content":{"rendered":"

T\u00fcrkiye Sigorta Birli\u011fi (TSB) Genel Sekreteri \u00d6zg\u00fcr Obal\u0131, d\u00fcnyadaki zorlu ekonomik ko\u015fullar\u0131n varl\u0131klar\u0131n de\u011ferlerini h\u0131zla art\u0131rd\u0131\u011f\u0131n\u0131 belirterek, “Sahip olduklar\u0131m\u0131z\u0131 yerine koyman\u0131n g\u00fc\u00e7le\u015fti\u011fi bir d\u00f6nemdeyiz. Risklere kar\u015f\u0131 sigortalanma en b\u00fcy\u00fck g\u00fcvencemiz.” dedi.<\/p>\n

TSB’den yap\u0131lan yaz\u0131l\u0131 a\u00e7\u0131klamaya g\u00f6re, salg\u0131n, tedarik zincirindeki aksamalar, b\u00f6lgesel \u00e7at\u0131\u015fmalar ve iklim krizi d\u00fcnya genelinde enflasyon bask\u0131s\u0131na ve ekonomik kayg\u0131lara neden oluyor. Bunun sonucunda ya\u015fanan risk art\u0131\u015flar\u0131 da varl\u0131klar\u0131n de\u011ferlerindeki y\u00fckseli\u015fi tetikliyor.<\/p>\n

A\u00e7\u0131klamada konuya ili\u015fkin de\u011ferlendirmesine yer verilen TSB Genel Sekreteri Obal\u0131, “Bir y\u0131l \u00f6ncesiyle kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda, gayrimenkul, otomotiv gibi sigorta ile yak\u0131ndan ilgili alanlarda varl\u0131k de\u011ferleri y\u00fczde 100\u2019\u00fc a\u015fan oranda de\u011fer kazand\u0131. 1 y\u0131l \u00f6nce ortalama 500 bin TL seviyelerindeki C segment bir arac\u0131n ya da 500 bin TL civar\u0131ndaki bir konutun ortalama fiyat\u0131 bug\u00fcn 1 milyon TL\u2019yi a\u015ft\u0131. Bu de\u011ferlemeler \u0131\u015f\u0131\u011f\u0131nda sigortas\u0131z bir varl\u0131\u011f\u0131m\u0131z\u0131 kaybetti\u011fimizde, ayn\u0131 de\u011ferden yerine koymam\u0131z m\u00fcmk\u00fcn g\u00f6r\u00fcnm\u00fcyor.” ifadelerini kulland\u0131.<\/p>\n

Buna kar\u015f\u0131l\u0131k \u00e7\u00f6z\u00fcms\u00fcz olunmad\u0131\u011f\u0131n\u0131, sahip olunanlar\u0131 koruman\u0131n yolunun sigortalanmak oldu\u011funu kaydeden Obal\u0131, T\u00fcrkiye’de “sigorta bilincinin” y\u00fckselerek artt\u0131\u011f\u0131n\u0131 dile getirdi.<\/p>\n

Sigortan\u0131n gelece\u011fe huzurlu ula\u015fmada \u00f6nemli bir g\u00fcven unsuru oldu\u011funu ifade eden Obal\u0131, “Sahip olduklar\u0131m\u0131z\u0131 yerine koyman\u0131n g\u00fc\u00e7le\u015fti\u011fi bir d\u00f6nemdeyiz. Risklere kar\u015f\u0131 sigortalanma en b\u00fcy\u00fck g\u00fcvencemiz. Ekonomik ko\u015fullara ra\u011fmen vatanda\u015flar\u0131n sigortaya olan ilgisi ve tevecc\u00fch\u00fc s\u00fcr\u00fcyor. ‘Sigorta, k\u0131ymet bilmektir’ diyerek \u00e7\u0131kt\u0131\u011f\u0131m\u0131z bu yolda, sigortaya ilgiyi sekt\u00f6r olarak do\u011fru i\u015fler yapt\u0131\u011f\u0131m\u0131z\u0131n \u00f6nemli bir g\u00f6stergesi kabul ediyoruz.” de\u011ferlendirmesinde bulundu.<\/p>\n

“Fiyatlamalar daha uygu”<\/b><\/p>\n

\u00d6zg\u00fcr Obal\u0131, sigorta prim art\u0131\u015flar\u0131n\u0131n s\u0131k\u00e7a g\u00fcndeme geldi\u011fini ancak konunun bug\u00fcnden de\u011fil, ge\u00e7en y\u0131l ba\u015f\u0131ndan itibaren de\u011ferlendirilmesi gerekti\u011fini belirterek, 2021 y\u0131l\u0131nda salg\u0131n kaynakl\u0131 yava\u015flayan hayat\u0131n, \u00f6zellikle motor ve sa\u011fl\u0131k bran\u015f\u0131ndaki “hasar frekanslar\u0131n\u0131” ciddi oranda d\u00fc\u015f\u00fcrd\u00fc\u011f\u00fcn\u00fc ifade etti.<\/p>\n

Daha uygun fiyatlama yap\u0131lmas\u0131na imkan\u0131 sa\u011flayan bu durumun, sigorta \u015firketlerince, t\u00fcketicilerin lehine kulland\u0131\u011f\u0131 ve bir nevi iskontolu fiyatlarla \u00fcr\u00fcn sunuldu\u011funu bildiren Obal\u0131, sigorta \u015firketlerinin 2022 y\u0131l\u0131 i\u00e7in de\u011fi\u015fen ekonomik ko\u015fullar \u00e7er\u00e7evesinde fiyatlama politikalar\u0131n\u0131 yeniden g\u00f6zden ge\u00e7irmek zorunda kalmalar\u0131nda, \u00f6zellikle maliyet ve hasar gibi etmenlerin belirleyici oldu\u011funu dile getirdi.<\/p>\n","protected":false},"excerpt":{"rendered":"

T\u00fcrkiye Sigorta Birli\u011fi (TSB) Genel Sekreteri \u00d6zg\u00fcr Obal\u0131, d\u00fcnyadaki zorlu ekonomik ko\u015fullar\u0131n varl\u0131klar\u0131n de\u011ferlerini h\u0131zla art\u0131rd\u0131\u011f\u0131n\u0131 …<\/p>\n","protected":false},"author":1,"featured_media":51585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[565],"class_list":["post-51584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-sigorta"],"yoast_head":"\nTSB\/Obal\u0131: Varl\u0131k de\u011ferleri artarken, sigorta en \u00f6nemli g\u00fcvence - Coin M\u00fchendisi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinmuhendisi.com\/blog\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"TSB\/Obal\u0131: Varl\u0131k de\u011ferleri artarken, sigorta en \u00f6nemli g\u00fcvence\" \/>\n<meta property=\"og:description\" content=\"T\u00fcrkiye Sigorta Birli\u011fi (TSB) Genel Sekreteri \u00d6zg\u00fcr Obal\u0131, d\u00fcnyadaki zorlu ekonomik ko\u015fullar\u0131n varl\u0131klar\u0131n de\u011ferlerini h\u0131zla art\u0131rd\u0131\u011f\u0131n\u0131 ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/coinmuhendisi.com\/blog\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\/\" \/>\n<meta property=\"og:site_name\" content=\"Coin M\u00fchendisi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/coinmuhendisi\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-02T13:30:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2022\/08\/tsbobali-varlik-degerleri-artarken-sigorta-en-onemli-guvence-SGLpWpie.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"627\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@coinmuhendisim\" \/>\n<meta name=\"twitter:site\" content=\"@coinmuhendisim\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"TSB\\\/Obal\u0131: Varl\u0131k de\u011ferleri artarken, sigorta en \u00f6nemli g\u00fcvence\",\"datePublished\":\"2022-08-02T13:30:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\\\/\"},\"wordCount\":465,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/wp-content\\\/uploads\\\/2022\\\/08\\\/tsbobali-varlik-degerleri-artarken-sigorta-en-onemli-guvence-SGLpWpie.jpg\",\"keywords\":[\"Si\u0307gorta\"],\"articleSection\":[\"Uncategorized\"],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\\\/#respond\"]}],\"copyrightYear\":\"2022\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\\\/\",\"url\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/tsb-obali-varlik-degerleri-artarken-sigorta-en-onemli-guvence\\\/\",\"name\":\"TSB\\\/Obal\u0131: Varl\u0131k de\u011ferleri artarken, sigorta en \u00f6nemli g\u00fcvence - 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