Reel sekt\u00f6r\u00fcn finansmana eri\u015fim \u015fikayetleri s\u00fcr\u00fcyor.<\/p>\n
TOBB Ba\u015fkan\u0131 Rifat Hisarc\u0131kl\u0131o\u011flu da finansmana son d\u00f6nemde eri\u015fimin zorla\u015ft\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n
Hisarc\u0131kl\u0131o\u011flu, TCMB Ba\u015fkan\u0131 \u015eahap Kavc\u0131o\u011flu’nun da kat\u0131ld\u0131\u011f\u0131 TOBB Sekt\u00f6r Meclisleri \u0130sti\u015fare Toplant\u0131s\u0131’nda i\u015fletme sermayesi kredisi ihtiyac\u0131n\u0131n maliyetlerdeki y\u00fckseli\u015fler artt\u0131\u011f\u0131n\u0131 fakat baz\u0131 bankalar\u0131n kredi vermeyi durdu\u011funu belirtti.<\/p>\n
Hisarc\u0131kl\u0131o\u011flu’nun konu\u015fmas\u0131nda \u015fu ifadeler \u00f6ne \u00e7\u0131kt\u0131: <\/p>\n
Yurti \u00e7inde enflasyon ve \u00fcretim maliyetlerindeki art\u0131\u015flar\u0131n yan\u0131 s\u0131ra, t\u00fcm d\u00fcnyada y\u00fckselen hammadde ve enerji fiyatlar\u0131yla da kar\u015f\u0131 kar\u015f\u0131ya kald\u0131k.<\/p>\n
Rusya-Ukrayna sava\u015f\u0131, \u00c7in-Tayvan gerilimi, enerji ve g\u0131da arz\u0131ndaki s\u0131k\u0131nt\u0131lar, kovid-19\u2019un yeniden yay\u0131lmas\u0131 ve d\u00fcnya genelinde faizlerin artmaya ba\u015flamas\u0131, k\u00fcresel b\u00fcy\u00fcmeyi a\u015fa\u011f\u0131 y\u00f6nl\u00fc etkiliyor.
2022\u2019nin geri kalan\u0131nda, d\u00fcnyay\u0131 daha kasvetli ve daha belirsiz bir ortam bekliyor.<\/p>\n
Dolay\u0131s\u0131yla, kar\u015f\u0131m\u0131za \u00e7\u0131kan bu zorlu d\u00f6nemde; firmalar\u0131m\u0131z\u0131n uygun ko\u015fullarla finansmana eri\u015fiminin sa\u011flanmas\u0131, \u00fclkemiz ekonomisi i\u00e7in kritik \u00f6nemdedir.<\/p>\n
Son d\u00f6nemde, finansmana ula\u015f\u0131m zorla\u015fm\u0131\u015f, her il ve il\u00e7emizdeki firmalar\u0131m\u0131zdan bu y\u00f6nde gelen \u015fik\u00e2yetler artm\u0131\u015ft\u0131r.<\/p>\n
En b\u00fcy\u00fck s\u0131k\u0131nt\u0131y\u0131 da; en fazla g\u00f6zetilmesi gereken k\u00fc\u00e7\u00fck ve orta \u00f6l\u00e7ekli i\u015fletmelerimiz ya\u015famaktad\u0131r.<\/p>\n
Kredi faizlerindeki y\u00fckseli\u015fin yan\u0131 s\u0131ra, kredi limitlerinin reel olarak daralt\u0131ld\u0131\u011f\u0131 ve kullan\u0131mda s\u0131k\u0131nt\u0131lar ya\u015fand\u0131\u011f\u0131 iletilmektedir.<\/p>\n
Merkez Bankas\u0131 fonlama faizi y\u00fczde 14, mevduata verilen ortalama faizler y\u00fczde 20 civar\u0131ndayken, baz\u0131 bankalar\u0131n ticari kredilere y\u00fczde 30 ila 50 aras\u0131nda faiz uygulad\u0131klar\u0131 g\u00f6r\u00fclmektedir. Baz\u0131lar\u0131 da hi\u00e7 kredi vermemektedir.<\/p>\n
Di\u011fer bir sorun; kredi vadeleridir.<\/p>\n
Yat\u0131r\u0131mlar i\u00e7in gerekli olan uzun vadeli ve sabit faizli kredi bulmak da, giderek daha g\u00fc\u00e7 hale gelmektedir.<\/p>\n
\u00d6te yandan, ihracat\u00e7\u0131lar\u0131m\u0131z i\u00e7in \u00e7ok \u00f6nemli bir imk\u00e2n olan, Merkez Bankas\u0131 reeskont kredisi kulland\u0131r\u0131mlar\u0131n\u0131n azald\u0131\u011f\u0131na ili\u015fkin \u015fikayetler de artmaktad\u0131r.<\/p>\n
Reel sekt\u00f6r\u00fcn arzusu, kredi piyasalar\u0131nda istikrar\u0131n hakim olmas\u0131d\u0131r.<\/p>\n
Zira \u00fclkemizde yat\u0131r\u0131m yapan, ihracat ve istihdam sa\u011flayan her firma, milli de\u011ferimizdir ve korunmas\u0131 gerekmektedir.<\/p>\n
Di\u011fer taraftan ya\u015fanan y\u00fcksek enflasyon ve maliyet art\u0131\u015flar\u0131 nedeniyle; yat\u0131r\u0131m ve i\u015fletme sermayesi i\u00e7in kredi ihtiyac\u0131, ge\u00e7mi\u015f d\u00f6nemlere g\u00f6re artm\u0131\u015ft\u0131r.<\/p>\n
\u0130\u015fletme sermayesi kredileri, \u00f6zellikle Kobilerin faaliyetlerini s\u00fcrd\u00fcrebilmesi i\u00e7in kritik hale gelmi\u015ftir.
Dolay\u0131s\u0131yla, artan i\u015fletme sermayesi ihtiyac\u0131 da dikkate al\u0131narak, al\u0131nan tedbirlerin yan etkileri konusunda hassas olunmas\u0131; bankac\u0131l\u0131k sisteminin de krediye eri\u015fimi kolayla\u015ft\u0131rmas\u0131 gerekmektedir.
Bankalar\u0131m\u0131zdan da, fonlama maliyetlerini de dikkate alarak, reel sekt\u00f6r\u00fcm\u00fcze uygun ko\u015fullarla kredi sa\u011flamalar\u0131 ve yap\u0131c\u0131 hareket etmeleri beklenmektedir.<\/p>\n
B\u00f6ylelikle reel sekt\u00f6r\u00fcm\u00fcz, her t\u00fcrl\u00fc olumsuz ko\u015fullar\u0131 en az hasarla atlatarak; yat\u0131r\u0131ma, \u00fcretime, ihracata ve istihdama azami katk\u0131y\u0131 yapmaya devam edecektir.<\/p><\/p>\n","protected":false},"excerpt":{"rendered":"
Reel sekt\u00f6r\u00fcn finansmana eri\u015fim \u015fikayetleri s\u00fcr\u00fcyor. TOBB Ba\u015fkan\u0131 Rifat Hisarc\u0131kl\u0131o\u011flu da finansmana son d\u00f6nemde eri\u015fimin zorla\u015ft\u0131\u011f\u0131n\u0131 belirtti …<\/p>\n","protected":false},"author":1,"featured_media":51568,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[1414,872],"class_list":["post-51567","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-reel","tag-sektor"],"yoast_head":"\n