T\u00fcrkiye Sigorta Eksperleri Derne\u011fi (T\u00dcSED) Ba\u015fkan\u0131 Ahmet Nedim Erdem, kaza ge\u00e7mi\u015fi olan otomobilleri de\u011ferinden daha y\u00fcksek fiyata satmak ad\u0131na s\u0131kl\u0131kla ba\u015fvurulan hile ve yalanlara i\u015faret ederek, “‘Kar\u015f\u0131 taraf\u0131n hasar\u0131 tramere yans\u0131t\u0131lm\u0131\u015f, sigorta \u015fi\u015firmesi hasar kayd\u0131 mevcut, hasar kayd\u0131 var ancak tutar yok’ gibi s\u00f6ylemlerin hi\u00e7biri ger\u00e7ekli\u011fi bulunmamaktad\u0131r.” ifadesini kulland\u0131.<\/p>\n
T\u00dcSED’den yap\u0131lan a\u00e7\u0131klamada de\u011ferlendirmeleri yer alan Erdem, T\u00fcrkiye’de doland\u0131r\u0131c\u0131l\u0131k vakalar\u0131na en \u00e7ok konu olan ikinci el ara\u00e7 pazar\u0131yla ilgili uyar\u0131larda bulundu.<\/p>\n
Haks\u0131z kazan\u00e7 elde etmek ad\u0131na bilin\u00e7li olarak yanl\u0131\u015f beyanda bulunan sat\u0131c\u0131lar\u0131n s\u00f6ylemlerinin zaman i\u00e7erisinde “do\u011fru bilinen yanl\u0131\u015flar” haline geldi\u011fini vurgulayan Erdem, sat\u0131lan ara\u00e7tan daha y\u00fcksek k\u00e2r elde etmek i\u00e7in en s\u0131k ba\u015fvurulan “kaskodan para almak i\u00e7in sigorta \u015fi\u015firmesi hasar kayd\u0131 mevcut” s\u00f6ylemini an\u0131msatt\u0131.<\/p>\n
“Do\u011fru bilinen yanl\u0131\u015flar”<\/b><\/p>\n
Erdem, bir kaza ya\u015fand\u0131ktan sonra arac\u0131n onar\u0131m i\u00e7in servise g\u00f6nderildi\u011fini kaydederek, \u015fu bilgileri verdi:<\/p>\n
“Servisteyken kaza nas\u0131l olmu\u015f, onar\u0131m maliyeti nedir, bir\u00e7ok hususu g\u00f6z \u00f6n\u00fcnde bulundurarak ba\u011f\u0131ms\u0131z ve tarafs\u0131z sigorta eksperi tespit eder. Ekspere ra\u011fmen servis ya da ara\u00e7 sahibi istek ve arzular\u0131na g\u00f6re bir onar\u0131m bedeli \u00e7\u0131karamaz. Bu durum t\u00fcm s\u00fcrece ayk\u0131r\u0131 ve m\u00fcmk\u00fcn de\u011fil. Asl\u0131nda \u00e7ok k\u00fc\u00e7\u00fck bir hasar\u0131 vard\u0131 fakat kaskodan para almak ad\u0131na sigorta \u015fi\u015firmesi hasar kayd\u0131 mevcut s\u00f6ylemlerine kar\u015f\u0131 t\u00fcketicilerin dikkatli olmas\u0131n\u0131 tavsiye ediyoruz.”<\/p>\n
T\u00dcSED Ba\u015fkan\u0131 Erdem, en s\u0131k ba\u015fvurulan yalan beyanlardan bir di\u011ferinin “kar\u015f\u0131 taraf\u0131n hasar bedeli araca i\u015flenmi\u015f” oldu\u011funu belirterek, b\u00f6yle bir durumun sistemsel olarak m\u00fcmk\u00fcn olmad\u0131\u011f\u0131n\u0131 bildirdi.<\/p>\n
Erdem, “Hangi araca, kaza sonras\u0131 onar\u0131m i\u00e7in hangi i\u015flem yap\u0131ld\u0131ysa, tekil olarak ayr\u0131 ayr\u0131 her bir arac\u0131n \u015fasi numaras\u0131na i\u015flenir. Mevzuat gere\u011fi hi\u00e7bir sigorta \u015firketi, kar\u015f\u0131 taraf\u0131n hasar\u0131n\u0131 su\u00e7lu olunsa dahi arac\u0131n hasar bedeline ekleyemez. Kar\u015f\u0131 taraf\u0131n hasar\u0131 tramere yans\u0131t\u0131lm\u0131\u015f, sigorta \u015fi\u015firmesi hasar kayd\u0131 mevcut, hasar kayd\u0131 var ancak tutar yok gibi s\u00f6ylemler hi\u00e7biri ger\u00e7ekli\u011fi yans\u0131tmamaktad\u0131r.” a\u00e7\u0131klamas\u0131nda bulundu.<\/p>\n
“Bedeli mutlaka sistemde var”<\/b><\/p>\n
Ahmet Nedim Erdem, tramer kay\u0131tlar\u0131nda bedelsiz hasarlarla kar\u015f\u0131la\u015f\u0131labildi\u011fini kaydederek, eksperlerin tam zamanl\u0131 veri aktar\u0131m\u0131 ger\u00e7ekle\u015ftirdi\u011fini; ancak hukuki s\u00fcre\u00e7ler, sigorta \u015firketlerinin olas\u0131 hatal\u0131 bildirimleri ve hatal\u0131 poli\u00e7e numaralar\u0131 sebebiyle hasar kayd\u0131 tutar\u0131n\u0131n plaka sorgulamalar\u0131nda ortaya \u00e7\u0131kmad\u0131\u011f\u0131n\u0131 anlatt\u0131.<\/p>\n
T\u00fcketicilerin bu gibi durumlarda ne yapacaklar\u0131 konusuna de\u011finen Erdem, “B\u00f6yle bir durumda ara\u00e7 sat\u0131n almay\u0131 d\u00fc\u015f\u00fcnen t\u00fcketiciler, sat\u0131n almay\u0131 d\u00fc\u015f\u00fcnd\u00fckleri arac\u0131n \u015fasi numaras\u0131 \u00fczerinden sorgulama yapmal\u0131.” ifadesini kulland\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
T\u00fcrkiye Sigorta Eksperleri Derne\u011fi (T\u00dcSED) Ba\u015fkan\u0131 Ahmet Nedim Erdem, kaza ge\u00e7mi\u015fi olan otomobilleri de\u011ferinden daha y\u00fcksek fiyata satmak ad\u0131na …<\/p>\n","protected":false},"author":11,"featured_media":48723,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[565],"class_list":["post-48722","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-sigorta"],"yoast_head":"\n