{"id":35317,"date":"2022-06-30T11:00:10","date_gmt":"2022-06-30T08:00:10","guid":{"rendered":"https:\/\/blog.coinmuhendisi.com\/?p=35317"},"modified":"2022-06-30T11:00:10","modified_gmt":"2022-06-30T08:00:10","slug":"dunya-bankasindan-dijital-odemelerin-kullanimina-iliskin-arastirma","status":"publish","type":"post","link":"https:\/\/coinmuhendisi.com\/blog\/dunya-bankasindan-dijital-odemelerin-kullanimina-iliskin-arastirma\/","title":{"rendered":"D\u00fcnya Bankas\u0131’ndan dijital \u00f6demelerin kullan\u0131m\u0131na ili\u015fkin ara\u015ft\u0131rma"},"content":{"rendered":"

Banka, Global Findex Veritaban\u0131 2021 Raporu’nu “Kovid-19 \u00c7a\u011f\u0131nda Finansal Eri\u015fim, Dijital \u00d6demeler ve Diren\u00e7lilik” ba\u015fl\u0131\u011f\u0131yla yay\u0131mlad\u0131.<\/p>\n

Gallup i\u015f birli\u011finde 123 ekonomide yakla\u015f\u0131k 125 bin yeti\u015fkinle yap\u0131lan anketler sonucu haz\u0131rlanan raporda, k\u00fcresel olarak 2021’de yeti\u015fkinlerin y\u00fczde 76’s\u0131n\u0131n bir bankada veya kredi birli\u011fi, mikro finans kurumu veya mobil para hizmeti sa\u011flay\u0131c\u0131s\u0131 gibi yasal d\u00fczenlemelere tabi bir kurumda hesab\u0131 oldu\u011fu aktar\u0131ld\u0131.<\/p>\n

D\u00fcnya genelinde hesap sahibi olan yeti\u015fkinlerin oran\u0131n\u0131n 10 y\u0131lda y\u00fczde 50 artt\u0131\u011f\u0131 belirtilen raporda, 2017-2021 d\u00f6neminde geli\u015fmekte olan ekonomilerdeki hesap sahibi olan yeti\u015fkinlerin oran\u0131n\u0131n ortalama y\u00fczde 63’ten y\u00fczde 71’e y\u00fckseldi\u011fi kaydedildi.<\/p>\n

Raporda, kad\u0131nlar, yoksullar ve daha az e\u011fitimli ki\u015filere y\u00f6nelik finansal hizmetlerde devam eden a\u00e7\u0131klara ra\u011fmen ilerleme kaydedildi\u011fi vurguland\u0131.<\/p>\n

Kovid-19 salg\u0131n\u0131n\u0131n dijital \u00f6demelerin kullan\u0131m\u0131n\u0131 art\u0131rd\u0131\u011f\u0131na dikkat \u00e7ekilen raporda, \u00c7in hari\u00e7 d\u00fc\u015f\u00fck ve orta gelirli ekonomilerde, kart, telefon veya internet kullanarak ma\u011fazada veya \u00e7evrim i\u00e7i \u00f6deme yapan yeti\u015fkinlerin y\u00fczde 40’\u0131ndan fazlas\u0131n\u0131n bunu ilk kez salg\u0131nda ger\u00e7ekle\u015ftirdi\u011fi aktar\u0131ld\u0131.<\/p>\n

Raporda, 2021’de geli\u015fmekte olan ekonomilerde, yeti\u015fkinlerin y\u00fczde 18’inin elektrik faturalar\u0131n\u0131 do\u011frudan bir hesaptan \u00f6dedi\u011fi ve yakla\u015f\u0131k 3’te 1’inin bunu ilk kez salg\u0131n\u0131n ba\u015flamas\u0131ndan sonra yapt\u0131\u011f\u0131 bildirildi.<\/p>\n

D\u00fcnya Bankas\u0131n\u0131n raporunda, “Veriler, dijital \u00f6demelerin benimsenmesinin h\u0131zlanmas\u0131nda salg\u0131n ve sosyal mesafe k\u0131s\u0131tlamalar\u0131n\u0131n rol\u00fcne i\u015faret ediyor.” de\u011ferlendirmesinde bulunuldu.<\/p>\n

\u00d6te yandan Sahra Alt\u0131 Afrika’da bir kimlik belgesinin olmamas\u0131n\u0131n yeti\u015fkinlerin y\u00fczde 30’u i\u00e7in mobil para hesab\u0131 a\u00e7\u0131lmas\u0131n\u0131n \u00f6n\u00fcnde \u00f6nemli bir engel olmaya devam etti\u011fine dikkat \u00e7ekilen raporda, hesab\u0131 olmayan 80 milyondan fazla yeti\u015fkinin devlet \u00f6demelerini hala nakit olarak ald\u0131\u011f\u0131 kaydedildi. Raporda, bu \u00f6demelerden baz\u0131lar\u0131n\u0131n dijitalle\u015ftirilmesinin maliyeti ve yolsuzlu\u011fu azaltabilece\u011fi aktar\u0131ld\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"

Banka, Global Findex Veritaban\u0131 2021 Raporu’nu “Kovid-19 \u00c7a\u011f\u0131nda Finansal Eri\u015fim, Dijital \u00d6demeler ve Diren\u00e7lilik” ba\u015fl\u0131\u011f\u0131yla yay\u0131mlad\u0131. Gallup …<\/p>\n","protected":false},"author":6,"featured_media":35318,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[1993,2954],"class_list":["post-35317","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin","tag-odemeler","tag-raporda"],"yoast_head":"\nD\u00fcnya Bankas\u0131'ndan dijital \u00f6demelerin kullan\u0131m\u0131na ili\u015fkin ara\u015ft\u0131rma - Coin M\u00fchendisi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinmuhendisi.com\/blog\/dunya-bankasindan-dijital-odemelerin-kullanimina-iliskin-arastirma\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"D\u00fcnya Bankas\u0131'ndan dijital \u00f6demelerin kullan\u0131m\u0131na ili\u015fkin ara\u015ft\u0131rma\" \/>\n<meta property=\"og:description\" content=\"Banka, Global Findex Veritaban\u0131 2021 Raporu'nu "Kovid-19 \u00c7a\u011f\u0131nda Finansal Eri\u015fim, Dijital \u00d6demeler ve Diren\u00e7lilik" ba\u015fl\u0131\u011f\u0131yla yay\u0131mlad\u0131. 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