{"id":34711,"date":"2022-06-28T07:50:09","date_gmt":"2022-06-28T04:50:09","guid":{"rendered":"https:\/\/blog.coinmuhendisi.com\/?p=34711"},"modified":"2022-06-28T07:50:09","modified_gmt":"2022-06-28T04:50:09","slug":"bddk-ticari-musterilerden-sikayetler-gelmeye-basladi","status":"publish","type":"post","link":"https:\/\/coinmuhendisi.com\/blog\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\/","title":{"rendered":"BDDK: Ticari m\u00fc\u015fterilerden \u015fikayetler gelmeye ba\u015flad\u0131"},"content":{"rendered":"

BDDK, 24.06.2022 tarihli ve 10250 say\u0131l\u0131 Kararlar\u0131n\u0131n uygulanmas\u0131na ili\u015fkin olarak, baz\u0131 bankalar\u0131n ba\u011f\u0131ms\u0131z denetime tabi olup olmad\u0131\u011f\u0131na bak\u0131lmaks\u0131z\u0131n t\u00fcm ticari m\u00fc\u015fterilerinden ba\u011f\u0131ms\u0131z denetim raporu istedi\u011fine ili\u015fkin baz\u0131 \u015fikayetler gelmeye ba\u015flad\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n

BDDK, resmi Twitter hesab\u0131ndan konu hakk\u0131nda yapt\u0131\u011f\u0131 a\u00e7\u0131klamada \u015fu ifadelere yer verdi:<\/p>\n

\u201c26 Haziran 2022 tarihinde Kurumumuzca yap\u0131lan a\u00e7\u0131klamada da yer verildi\u011fi \u00fczere bankalarca, yaln\u0131zca bu a\u00e7\u0131klamada belirtilen 3 \u015fart\u0131 ayn\u0131 anda ta\u015f\u0131yan kredi m\u00fc\u015fterilerinden, ba\u011f\u0131ms\u0131z denetim onayl\u0131 bilgi ve belgeler ile ba\u011f\u0131ms\u0131z denetimden ge\u00e7mi\u015f g\u00fcncel finansal tablolar\u0131n al\u0131nmas\u0131 gerekmektedir.<\/p>\n

S\u00f6z konusu a\u00e7\u0131klamam\u0131zda yer verilmeyen m\u00fc\u015fteriler i\u00e7in ekonomik faaliyetin ola\u011fan ak\u0131\u015f\u0131nda devam ettirilmesi ve an\u0131lan Karar\u0131m\u0131z uyar\u0131nca gerekmedi\u011fi halde m\u00fc\u015fterilerden kredi tahsisi i\u00e7in ilave bilgi\/belge talep edilmemesi \u00f6nem arz etmektedir.<\/p>\n

Kald\u0131 ki 26 Haziran tarihli a\u00e7\u0131klamam\u0131zda da belirtildi\u011fi \u00fczere, ba\u011f\u0131ms\u0131z denetim raporu olmayan kredi m\u00fc\u015fterilerine bile, 1 ay sonra ba\u011f\u0131ms\u0131z denetimden ge\u00e7mi\u015f bilgi ve belge ve finansal tablolar\u0131 getirmesi \u015fart\u0131yla, bu m\u00fc\u015fterilerin sadece beyanlar\u0131 al\u0131narak kredi kulland\u0131rabilece\u011fi ifade edilmi\u015ftir.<\/p>\n

Di\u011fer taraftan, an\u0131lan Karar kapsam\u0131nda kredi s\u0131n\u0131rlama \u015fartlar\u0131na girdi\u011fi halde, YP kredi kullanamamas\u0131 \u015fart\u0131yla, kredi ba\u015fvuru tarihini izleyen 3 ayl\u0131k d\u00f6nemdeki YP net pozisyon a\u00e7\u0131\u011f\u0131n\u0131 belgelendiren m\u00fc\u015fterilere s\u00f6z konusu pozisyon a\u00e7\u0131\u011f\u0131yla s\u0131n\u0131rl\u0131 olarak kulland\u0131r\u0131labilecek kredilerin vadesinin de yaln\u0131zca 3 ayla s\u0131n\u0131rl\u0131 oldu\u011funa dair yanl\u0131\u015f anla\u015f\u0131lmalar oldu\u011fu g\u00f6r\u00fclm\u00fc\u015ft\u00fcr.<\/p>\n

Bu kapsamda, s\u00f6z konusu kredilerin, 3 ayl\u0131k d\u00f6nemdeki pozisyon a\u00e7\u0131\u011f\u0131 tutar\u0131 ile s\u0131n\u0131rl\u0131 olmak kayd\u0131yla, 3 aydan daha uzun vadeli kulland\u0131r\u0131labilmesinin m\u00fcmk\u00fcn oldu\u011funun belirtilmesinde de fayda g\u00f6r\u00fclm\u00fc\u015ft\u00fcr.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"

BDDK, 24.06.2022 tarihli ve 10250 say\u0131l\u0131 Kararlar\u0131n\u0131n uygulanmas\u0131na ili\u015fkin olarak, baz\u0131 bankalar\u0131n ba\u011f\u0131ms\u0131z denetime tabi olup olmad\u0131\u011f\u0131na …<\/p>\n","protected":false},"author":6,"featured_media":34712,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[752],"class_list":["post-34711","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-altcoin","tag-musteriler"],"yoast_head":"\nBDDK: Ticari m\u00fc\u015fterilerden \u015fikayetler gelmeye ba\u015flad\u0131 - Coin M\u00fchendisi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinmuhendisi.com\/blog\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BDDK: Ticari m\u00fc\u015fterilerden \u015fikayetler gelmeye ba\u015flad\u0131\" \/>\n<meta property=\"og:description\" content=\"BDDK, 24.06.2022 tarihli ve 10250 say\u0131l\u0131 Kararlar\u0131n\u0131n uygulanmas\u0131na ili\u015fkin olarak, baz\u0131 bankalar\u0131n ba\u011f\u0131ms\u0131z denetime tabi olup olmad\u0131\u011f\u0131na ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/coinmuhendisi.com\/blog\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\/\" \/>\n<meta property=\"og:site_name\" content=\"Coin M\u00fchendisi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/coinmuhendisi\" \/>\n<meta property=\"article:published_time\" content=\"2022-06-28T04:50:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/coinmuhendisi.com\/blog\/wp-content\/uploads\/2023\/03\/Coin-Muhendisi.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@coinmuhendisim\" \/>\n<meta name=\"twitter:site\" content=\"@coinmuhendisim\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"NewsArticle\",\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/#\\\/schema\\\/person\\\/92661db359d245dcf90385075aee07ed\"},\"headline\":\"BDDK: Ticari m\u00fc\u015fterilerden \u015fikayetler gelmeye ba\u015flad\u0131\",\"datePublished\":\"2022-06-28T04:50:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\\\/\"},\"wordCount\":333,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\\\/#primaryimage\"},\"thumbnailUrl\":\"\",\"keywords\":[\"M\u00fc\u015fteri\u0307ler\"],\"articleSection\":[\"Altcoin\"],\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\\\/#respond\"]}],\"copyrightYear\":\"2022\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\\\/\",\"url\":\"https:\\\/\\\/coinmuhendisi.com\\\/blog\\\/bddk-ticari-musterilerden-sikayetler-gelmeye-basladi\\\/\",\"name\":\"BDDK: Ticari m\u00fc\u015fterilerden \u015fikayetler gelmeye ba\u015flad\u0131 - 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