<\/p>\n
Halkbank, 2021 y\u0131l\u0131na ait konsolide bilan\u00e7osunu Kamuyu Ayd\u0131nlatma Platformu’na (KAP) bildirdi.<\/p>\n
Halkbank 2021 y\u0131l\u0131n\u0131n son \u00e7eyre\u011finde 1 milyar 293 milyon TL ile piyasa beklentisinin \u00fczerinde net d\u00f6nem k\u00e2r\u0131 elde etti. Bankan\u0131n k\u00e2r\u0131 y\u0131ll\u0131k bazda y\u00fczde 153 oran\u0131nda art\u0131\u015f g\u00f6sterdi. Di\u011fer taraftan Halkbank, 2021 y\u0131l\u0131n\u0131n tamam\u0131n\u0131 1 milyar 508 milyon TL net d\u00f6nem k\u00e2r\u0131 ile sonland\u0131r\u0131rken, \u015firketin ge\u00e7en y\u0131la k\u0131yasla k\u00e2rl\u0131l\u0131\u011f\u0131 y\u00fczde 42 oran\u0131nda geriledi.<\/p>\n
Temel Faaliyet gelirlerinde g\u00f6r\u00fclen g\u00fc\u00e7l\u00fc performans y\u0131l sonu rakamlar\u0131na da yans\u0131d\u0131. Mevcut rakamlar ile birlikte bankan\u0131n \u00f6z kaynak k\u00e2rl\u0131l\u0131\u011f\u0131 son \u00e7eyrekte y\u00fczde 12 seviyesine \u00e7\u0131karken, y\u0131ll\u0131k bazda y\u00fczde 3,5 oldu. Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde \u015firketin y\u0131ll\u0131k \u00f6z kaynak k\u00e2rl\u0131l\u0131\u011f\u0131 y\u00fczde 6,9 seviyesindeydi. Aktif k\u00e2rl\u0131l\u0131kta ise, son \u00e7eyrekte rakamlar y\u0131ll\u0131k bazda y\u00fczde 1,9; \u00e7eyreksel bazda y\u00fczde 0,19\u2019a y\u00fckseldi.<\/p>\n
Bankan\u0131n aktif b\u00fcy\u00fcmesi y\u0131ll\u0131k bazda %32,5 artt\u0131<\/b><\/p>\n
Bankan\u0131n aktif b\u00fcy\u00fcmesi y\u0131ll\u0131k bazda y\u00fczde 32,5, \u00e7eyreksel bazda y\u00fczde 24,4 art\u0131\u015fla 901 milyar TL oldu. B\u00f6ylece, \u015firketin toplam aktiflerdeki pazar pay\u0131 y\u00fczde 9,8 TL; kredilerdeki pazar pay\u0131 ise y\u00fczde 13 oldu. Di\u011fer taraftan, Halkbank\u2019\u0131n sermaye yeterlilik oran\u0131 y\u00fczde 14,74; ana sermaye oran\u0131 y\u00fczde 12,08 ve \u00e7ekirdek sermaye oran\u0131 y\u00fczde 9,22 seviyesinde ger\u00e7ekle\u015fti.<\/p>\n
\u015eirketin T\u00dcFE\u2019ye endeksli menkul k\u0131ymet getirisi y\u0131l\u0131n son \u00e7eyre\u011finde 10 milyar 605 milyon TL olurken, toplam menkul k\u0131ymet getirisi 18 milyar 718 milyon TL\u2019ye y\u00fckseldi. Bankan\u0131n b\u00fcy\u00fcyen T\u00dcFE endeksli menkul portf\u00f6y\u00fc ise y\u0131l\u0131 y\u00fczde 36 de\u011ferleme oran\u0131 ile kapatt\u0131.<\/p>\n
Halkbank’tan y\u0131l\u0131n son \u00e7eyre\u011finde 19 milyar 907 milyon TL\u2019lik net faiz geliri<\/b><\/p>\n
Halbank, y\u0131l\u0131n son \u00e7eyre\u011finde 19 milyar 907 milyon TL net faiz geliri elde ederken, bankan\u0131n net faiz geliri y\u0131ll\u0131k bazda y\u00fczde 695, \u00e7eyreksel bazda y\u00fczde 366 art\u0131\u015f g\u00f6sterdi. B\u00f6ylece, y\u0131l\u0131n tamam\u0131ndaki net faiz geliri 25 milyar 160 milyon TL oldu. \u0130yile\u015fen net faiz geliri ile birlikte, net faiz marj\u0131nda y\u0131ll\u0131k bazda 30 bp art\u0131\u015f ile y\u00fczde 4,1 seviyesine ula\u015f\u0131ld\u0131. Net \u00fccret ve komisyon geliri taraf\u0131nda ise 1 milyar 262 milyon TL ile ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 92\u2019lik art\u0131\u015f ya\u015fand\u0131. \u00dccret ve komisyon gelir da\u011f\u0131l\u0131m\u0131nda y\u00fczde 40 ile en b\u00fcy\u00fck kalem \u00f6deme sistemlerinden oldu.<\/p>\n
TL ve yabanc\u0131 para nezdinde spreadler bir \u00f6nceki \u00e7eyrekte y\u00fczde 4,1 iken, y\u0131l\u0131n son \u00e7eyre\u011finde y\u00fczde 6,6\u2019ya \u00e7\u0131kt\u0131. Ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6neminde bu oran y\u00fczde 2,2 olmu\u015ftu. Bankan\u0131n TL mevduat maliyeti 2021\u2019in 3. \u00e7eyre\u011finde y\u00fczde 15,4 seviyesinden, bu \u00e7eyrekte y\u00fczde 13,7\u2019ye geriledi. Di\u011fer taraftan, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn kredi mevduat oran\u0131 2020 y\u0131l\u0131nda y\u00fczde 103,1 seviyesindeyken, 2021 y\u0131l\u0131nda y\u00fczde 91,6\u2019ya geriledi. Halkbank nezdinde ise ayn\u0131 oran y\u00fczde 96,7\u2019den y\u00fczde 84,8\u2019e indi.<\/p>\n
2021 y\u0131l\u0131n\u0131n tamam\u0131nda bankan\u0131n yak\u0131n izlemedeki kredileri 46 milyar 968 milyon TL oldu. Di\u011fer taraftan, takipteki kredilerin toplam kredilere oran\u0131 ise y\u00fczde 3,0 ile sekt\u00f6r rakam\u0131 olan y\u00fczde 3,2\u2019nin alt\u0131nda<\/b> kald\u0131. Takipteki krediler kar\u015f\u0131l\u0131k oran\u0131 y\u00fczde 72,9\u2019a ula\u015ft\u0131.<\/p>\n","protected":false},"excerpt":{"rendered":"
BLOOMBERG HT- ARA\u015eTIRMA Halkbank, 2021 y\u0131l\u0131na ait konsolide bilan\u00e7osunu Kamuyu Ayd\u0131nlatma Platformu’na (KAP) bildirdi. Halkbank 2021 y\u0131l\u0131n\u0131n …<\/p>\n","protected":false},"author":6,"featured_media":13553,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[622],"class_list":["post-13552","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-borsalar","tag-milyar"],"yoast_head":"\n