{"id":122075,"date":"2024-05-13T11:00:25","date_gmt":"2024-05-13T08:00:25","guid":{"rendered":"https:\/\/coinmuhendisi.com\/blog\/?p=122075"},"modified":"2024-05-13T09:58:58","modified_gmt":"2024-05-13T06:58:58","slug":"cinin-cbdcsi-gizlilik-endiseleri-arasinda-benimsenmekte-zorlaniyor","status":"publish","type":"post","link":"https:\/\/coinmuhendisi.com\/blog\/cinin-cbdcsi-gizlilik-endiseleri-arasinda-benimsenmekte-zorlaniyor\/","title":{"rendered":"\u00c7in&#8217;in CBDC&#8217;si Gizlilik Endi\u015feleri Aras\u0131nda Benimsenmekte Zorlan\u0131yor"},"content":{"rendered":"<p><strong>\u00c7in dijital bir para birimine do\u011fru ilk ad\u0131mlar\u0131n\u0131 atarken,<\/strong> dijital yuan pilot programdaki baz\u0131 kat\u0131l\u0131mc\u0131lar taraf\u0131ndan reddediliyor. Raporlar, \u00e7e\u015fitli korkular ve k\u0131s\u0131tlamalar nedeniyle h\u00fck\u00fcmetin onaylad\u0131\u011f\u0131 dijital para birimini kabul etmekte teredd\u00fct edildi\u011fini g\u00f6steriyor.<\/p>\n<p>South China Morning Post&#8217;un son raporuna g\u00f6re, devlet \u00e7al\u0131\u015fanlar\u0131n\u0131n \u00f6demelerinin bir k\u0131sm\u0131n\u0131 <strong>CBDC&#8217;de<\/strong> ald\u0131\u011f\u0131 baz\u0131 \u00c7in \u015fehirlerinde, <strong>dijital yuan&#8217;\u0131 g\u00fcnl\u00fck i\u015flemlere entegre etme \u00e7abalar\u0131<\/strong>, kat\u0131l\u0131mc\u0131lar CBDC&#8217;yi kullanmak yerine hemen fiziksel nakde d\u00f6n\u00fc\u015ft\u00fcrd\u00fckleri i\u00e7in ba\u015far\u0131s\u0131z g\u00f6r\u00fcn\u00fcyor. Suzhou&#8217;daki bir devlet bankas\u0131n\u0131n bir ba\u015fka hesap y\u00f6neticisi Sammy Lin de fonlar\u0131 saklamak i\u00e7in e-CNY uygulamas\u0131n\u0131 kullanma konusundaki \u015f\u00fcphelerini dile getirerek faiz yoklu\u011funa ve bakiye harcamalar\u0131 i\u00e7in k\u00fc\u00e7\u00fck f\u0131rsatlara i\u015faret etti.<\/p>\n<h3>Kullan\u0131m Sorunlar\u0131<\/h3>\n<p>Bir kamu \u00e7al\u0131\u015fan\u0131 olan Andrew Wang da ayn\u0131 g\u00f6r\u00fc\u015fte olup, kendisinin dijital para konusunda fazla endi\u015felenmedi\u011fini, ancak maa\u015f\u0131n\u0131n tamam\u0131n\u0131 dijital RMB olarak alan e\u015finin, herhangi bir amaca hizmet etmedi\u011fi i\u00e7in tutar\u0131 derhal nakde \u00e7evirece\u011fini belirtti. Wang, <strong>e-CNY<\/strong> c\u00fczdan\u0131n\u0131n para yat\u0131rmaya veya finansal \u00fcr\u00fcnlere yat\u0131r\u0131m yapmaya izin vermedi\u011finin alt\u0131n\u0131 \u00e7izerek, tamamen dijital bir ekonomiye ge\u00e7i\u015f s\u00fcrecinde ortaya \u00e7\u0131kan sorunlar\u0131n alt\u0131n\u0131 \u00e7izdi.<\/p>\n<h3>Gizlilik ve G\u00f6zetim<\/h3>\n<p>\u00c7in, 2023 ortas\u0131na kadar<strong> 250 milyar dolar\u0131n<\/strong> \u00fczerinde dijital yuan i\u015flemiyle dijital \u00f6demelerde b\u00fcy\u00fck ilerleme kaydetmi\u015f olsa da, gizlilik ve g\u00f6zetimle ilgili sorunlar var. Pekin&#8217;deki Cheung Kong Graduate School of Business&#8217;ta ara\u015ft\u0131rmac\u0131 olan Ye Dongyan, dijital yuan\u0131n operasyonel hale getirilmesinde gizlilik ve g\u00fcvenlik aras\u0131nda dikkatli bir denge kurulmas\u0131 gerekti\u011fine i\u015faret etti. Gizlilik sorunlar\u0131 hala b\u00fcy\u00fck bir sorun. \u00c7in Halk Bankas\u0131 eski ba\u015fkan\u0131 Yi Gang bile bunun dijital finans \u00e7a\u011f\u0131ndaki en b\u00fcy\u00fck zorluk oldu\u011funu s\u00f6yl\u00fcyor.<\/p>\n<h3>H\u00fck\u00fcmet G\u00fcvencesi<\/h3>\n<p>Yi Gang, Pekin&#8217;deki bir forum s\u0131ras\u0131nda gizlilikle ilgili endi\u015felere, <strong>dijital yuan\u0131n &#8220;kontrol edilebilir anonimlik&#8221; sa\u011flad\u0131\u011f\u0131n\u0131,<\/strong> b\u00f6ylece gizlili\u011fi korudu\u011funu ve daha b\u00fcy\u00fck i\u015flemlerde izlenebilirlik sa\u011flad\u0131\u011f\u0131n\u0131 s\u00f6yledi. H\u00fck\u00fcmet g\u00fcvence verse de, kamuoyunun bu yakla\u015f\u0131m\u0131n pratik y\u00f6nleri ve bireylerin mahremiyet haklar\u0131na y\u00f6nelik tehdidi konusunda sorular\u0131 var.<\/p>\n<h3>Tan\u0131t\u0131m \u00c7abalar\u0131<\/h3>\n<p>Olu\u015fturuldu\u011fu 2020 y\u0131l\u0131ndan bu yana, \u00c7in&#8217;deki \u00e7e\u015fitli yarg\u0131 b\u00f6lgeleri <a href=\"https:\/\/coinmuhendisi.com\/blog\/fed-baskani-powellin-cbdc-aciklamalari\/\">CBDC&#8217;nin<\/a> <strong>tan\u0131t\u0131m\u0131 i\u00e7in 26,5 milyon dolar\u0131n \u00fczerinde s\u00fcbvansiyon ve t\u00fcketim kuponlar\u0131n\u0131n sunuldu\u011fu giri\u015fimler ba\u015flatt\u0131<\/strong>. Yine de bu kampanyalar, gizlilik ve i\u015flev sorununu ele almada \u00e7ok ba\u015far\u0131l\u0131 olamad\u0131 ve bu da \u00c7in&#8217;in dijital para birimi deneyinin geni\u015f \u00e7apta kabul g\u00f6rmesi i\u00e7in uzun bir yol oldu\u011funa i\u015faret ediyor.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00c7in dijital bir para birimine do\u011fru ilk ad\u0131mlar\u0131n\u0131 atarken, dijital yuan pilot programdaki baz\u0131 kat\u0131l\u0131mc\u0131lar taraf\u0131ndan reddediliyor. Raporlar, \u00e7e\u015fitli korkular ve k\u0131s\u0131tlamalar nedeniyle h\u00fck\u00fcmetin onaylad\u0131\u011f\u0131 dijital para birimini kabul etmekte teredd\u00fct edildi\u011fini g\u00f6steriyor. South China Morning Post&#8217;un son raporuna g\u00f6re, devlet \u00e7al\u0131\u015fanlar\u0131n\u0131n \u00f6demelerinin bir k\u0131sm\u0131n\u0131 CBDC&#8217;de ald\u0131\u011f\u0131 baz\u0131 \u00c7in \u015fehirlerinde, dijital yuan&#8217;\u0131 g\u00fcnl\u00fck i\u015flemlere entegre<\/p>\n","protected":false},"author":4,"featured_media":122076,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1512],"tags":[679,288,5369],"class_list":["post-122075","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-haber","tag-cbdc","tag-cin","tag-merkez-bankasi-dijital-para-birimi-cbdc"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u00c7in&#039;in CBDC&#039;si Gizlilik Endi\u015feleri Aras\u0131nda Benimsenmekte Zorlan\u0131yor - Coin M\u00fchendisi<\/title>\n<meta name=\"description\" content=\"\u00c7in&#039;in dijital yuan kullan\u0131m\u0131n\u0131 te\u015fvik etmesine ra\u011fmen, kat\u0131l\u0131mc\u0131lar aras\u0131ndaki teredd\u00fctler gizlilik endi\u015feleri ve kullan\u0131m sorunlar\u0131 nedeniyle devam ediyor. H\u00fck\u00fcmetin g\u00fcvenceleri halk\u0131n \u015f\u00fcphecili\u011fi ile \u00e7at\u0131\u015f\u0131yor.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/coinmuhendisi.com\/blog\/cinin-cbdcsi-gizlilik-endiseleri-arasinda-benimsenmekte-zorlaniyor\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00c7in&#039;in CBDC&#039;si Gizlilik Endi\u015feleri Aras\u0131nda Benimsenmekte Zorlan\u0131yor\" \/>\n<meta property=\"og:description\" content=\"\u00c7in&#039;in dijital yuan kullan\u0131m\u0131n\u0131 te\u015fvik etmesine ra\u011fmen, kat\u0131l\u0131mc\u0131lar aras\u0131ndaki teredd\u00fctler gizlilik endi\u015feleri ve kullan\u0131m sorunlar\u0131 nedeniyle devam ediyor. 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